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  • Your credit info was leaked...

    If you had a credit card, loan or
    credit account, you could get benefits
    from a class action settlement.
    https://www.listclassaction.com/

    https://www.listclassaction.com/cont...ary_Notice.pdf

    Apparently the credit score companies breached their confidentiality agreement and sold off your info that they promise to keep private.

    A class action suit has resulted in free credit scores for 6 months, if you want in.
    |TG|Switch

    Better known as:
    That noob who crashed the chopper.
    That noob who ran over the mine.
    That noob who TK'd me with a sniper rifle.
    That noob who hit that APC at 300m with light AT! Our APC...

  • #2
    Re: Your credit info was leaked...

    Dude, have you not noticed that this is a scam? Go to the "sign up for benefits" page and it becomes blatantly obvious.

    Comment


    • #3
      Re: Your credit info was leaked...

      Ah, did redit lead me the wrong way?

      No, it didnt.

      CNN confirms:
      http://www.cnn.com/2008/LIVING/perso...ore/index.html

      If you read the pdf you'll get better details:
      https://www.listclassaction.com/cont...ary_Notice.pdf


      LEGAL NOTICE
      A settlement worth at least $75 million has been reached with Trans
      Union LLC and Acxiom Corporation (“Defendants”) in a class action
      lawsuit that claims the Defendants violated state laws and the Fair Credit
      Reporting Act (“FCRA”) when they sold lists containing personal and
      financial consumer information to third parties for marketing purposes.
      The settlement does not mean the Defendants violated any laws or did
      anything wrong. The Defendants deny any claims of wrongdoing in
      this case.
      The United States District Court for the Northern District of Illinois
      will have a hearing to decide whether to give final approval to the
      settlement, so that benefits can be issued. Those included in the class
      action, together called a “Class,” may object to the settlement or ask to
      speak at the hearing. Eligible Class members may also sign up for credit
      monitoring or other benefits from the settlement. For more information,
      including a detailed notice, go to www.ListClassAction.com or call,
      toll-free, 1-866-416-3470.
      WHO’S INCLUDED?
      The Court decided that the Class includes all consumers who had
      an open credit account or an open line of credit from a credit grantor
      (including, for instance automobile loans, bank credit cards, department
      store credit cards, other retail store credit cards, finance company loans,
      mortgage loans, and student loans) located in the United States anytime
      from January 1, 1987 to May 28, 2008.
      WHAT DOES THE SETTLEMENT PROVIDE?
      The settlement will: (1) establish a $75 million Settlement Fund; (2)
      give Class members the option of selecting six or nine months of credit
      monitoring services; (3) donate $150,000 to non-profit organizations;
      (4) pay for settlements or judgments for damage claims related to
      lawsuits brought individually by Class members against the Defendants;
      (5) pay class counsels’ attorneys’ fees and their expenses; (6) pay
      the costs of notice and administering the settlement; and (7) distribute
      any money remaining (after deducting the costs for everything listed
      above) in the Settlement Fund to Class members who register for a
      payment or to non-profit organizations.
      The six months of credit monitoring services (which retails for
      $59.75) include: (1) the ability to lock your credit report so third
      parties, such as lenders or other companies, will not be able to access
      your credit report without your consent (unless allowed by law); (2)
      unlimited daily access to your Trans Union credit report and credit
      score; and (3) credit monitoring with a 24-hour email credit notification
      service. The nine months of enhanced credit monitoring services
      (which retails for $115.50) includes all the services listed above, plus
      a suite of insurance scores and a mortgage simulator service. If you
      get the enhanced credit monitoring you will not be able to get a payment
      from the settlement or start an individual lawsuit. More details on all
      of the settlement benefits are available in the Settlement Agreement
      which can be obtained at www.ListClassAction.com or by calling,
      toll-free, 1-866-416-3470.
      HOW DO YOU ASK FOR BENEFITS?
      To receive credit monitoring from the settlement you must go to
      www.ListClassAction.com and register by September 24, 2008. If
      you register, you will have six months after the Court grants final
      approval to the settlement and all appeals are resolved to activate your
      credit monitoring benefit. You may also register at the website or by
      mail until September 24, 2008, to receive a possible cash payment.
      YOUR OTHER RIGHTS.
      Whether or not you seek any benefits being offered as part of this
      settlement, all Class members will not be able to participate in a class
      action or join multiple plaintiffs in a single action. You may object to
      the settlement by August 22, 2008. The detailed notice explains how
      to object. Your options for benefits provided by the settlement are as
      follow:
      • File an individual lawsuit against Defendant(s) for claims
      related to target marketing and prescreening: You can also sign
      up for six months of credit monitoring.
      • Sign up for six months of credit monitoring services: You can
      also register to receive a possible cash payment in the event of a cash
      distribution or file an individual lawsuit against the Defendants.
      • Sign up for nine months of enhanced credit monitoring services:
      You will not receive any further benefits, including a cash payment, and
      you will not be able to file an individual lawsuit against the Defendants.
      • Register to receive a possible cash payment: You can also sign
      up for six months of credit monitoring; however if you receive a cash
      payment, you cannot file an individual lawsuit against the Defendants.
      • Do Nothing: You won’t get any benefits. You will keep your right
      to sue the Defendants individually (see the detailed notice and Settlement
      Agreement for more information).
      The Court will hold a hearing in this case on September 10, 2008,
      at Courtroom 1703, Everett McKinley Dirksen Building, 219 S.
      Dearborn St., Chicago, IL 60604, to consider whether to approve the
      settlement, and set a date to consider a request by Class Counsel for
      attorneys’ fees of up to 25% of the Settlement Fund, and reimbursement
      of costs and expenses. Class Counsel will also request a payment of
      up to $3,750 for each of the Class Representatives who helped the
      lawyers on behalf of the whole Class. Class members may ask to appear
      and speak at the hearing at their own cost, but they don’t have to. For
      more information, call, toll-free, 1-866-416-3470 or go to the website
      shown below.
      If you had a credit card, loan or
      credit account, you could get benefits
      from a class action settlement.
      www.ListClassAction.com 1-866-416-3470
      Para una notificación en Español, llamar o visitar nuestro website.
      In re Trans Union Corp. Privacy Litigation, Case No. 00-CV-4729, MDL Docket No. 1350,
      U.S. Dist. Ct., N. Dist. Illinois, Eastern Division, Judge Robert W. Gettleman
      |TG|Switch

      Better known as:
      That noob who crashed the chopper.
      That noob who ran over the mine.
      That noob who TK'd me with a sniper rifle.
      That noob who hit that APC at 300m with light AT! Our APC...

      Comment


      • #4
        Re: Your credit info was leaked...

        Originally posted by Switch View Post
        https://www.listclassaction.com/

        https://www.listclassaction.com/cont...ary_Notice.pdf

        Apparently the credit score companies breached their confidentiality agreement and sold off your info that they promise to keep private.

        A class action suit has resulted in free credit scores for 6 months, if you want in.
        They sell my credit data and the plaintiff lawyers secure for me the right to get my credit scores for 6 months? Reminds me of the time my parents found a roach in their Chinese food and the restaurant offered them a free serving of the same dish. Pass!

        Comment


        • #5
          Re: Your credit info was leaked...

          Credit is evil.

          Period.

          The whole industry is corrupt.
          Become a supporting member!
          Buy a Tactical Duck!
          Take the world's smallest political quiz! "I was touched by His Noodly Appendage."
          TacticalGamer TX LAN/BBQ Veteran:

          Comment


          • #6
            Re: Your credit info was leaked...

            Well, if you care to complain about credit companies thats fine, I agree that credit is a very dubious business ... but they got in trouble for their actions on this instance and if you want in on the settlement you need to sign up.

            If a cash settlement is offered only those who sign up get on it... do you plan on hiring your own lawyer to dispute this individually?
            |TG|Switch

            Better known as:
            That noob who crashed the chopper.
            That noob who ran over the mine.
            That noob who TK'd me with a sniper rifle.
            That noob who hit that APC at 300m with light AT! Our APC...

            Comment


            • #7
              Re: Your credit info was leaked...

              I had my identity stolen once.


              I got married. :p

              Comment


              • #8
                Re: Your credit info was leaked...

                The penalties sound like a slap on the wrist, plus a built-in marketing campaign to get more people to sign up for credit monitoring beyond the settlement benefit phase. What bull.
                In game handle: Steel Scion
                sigpic

                Comment


                • #9
                  Re: Your credit info was leaked...

                  Theres a potential for 1-2k per person, which will be very very hefty ... but yea, the credit reporting only is bs...
                  |TG|Switch

                  Better known as:
                  That noob who crashed the chopper.
                  That noob who ran over the mine.
                  That noob who TK'd me with a sniper rifle.
                  That noob who hit that APC at 300m with light AT! Our APC...

                  Comment


                  • #10
                    Re: Your credit info was leaked...

                    Originally posted by CingularDuality View Post
                    Credit is evil.

                    Period.

                    The whole industry is corrupt.
                    Don't you mean "curropt"?
                    sigpic

                    Comment


                    • #11
                      Re: Your credit info was leaked...

                      Originally posted by Buckets View Post
                      Don't you mean "curropt"?
                      http://dictionary.reference.com/browse/corrupt

                      and Switch, I apologize.. but I still don't buy it. Even if it were true, then, well... I'll wait and see what legislation changes. If it's true, there's no amount of money you could pay me to have my credit info if I don't want you to have it. "No" means "no", and I never will authorize sharing of that information.

                      Reminds me of when my resume and personal info got yanked from the people who hacked Monster. I'm still getting crap from that. Good thing I've moved like... four times since then, and had about as many different phone numbers.
                      "But way back where I come from, we never mean to bother. We don't like to make our passions other peoples' concern." -Dar Williams
                      Former Captain of the 55th Infantry Division

                      Comment


                      • #12
                        Re: Your credit info was leaked...

                        Originally posted by Spulat View Post
                        http://dictionary.reference.com/browse/corrupt

                        and Switch, I apologize.. but I still don't buy it. Even if it were true, then, well... I'll wait and see what legislation changes. If it's true, there's no amount of money you could pay me to have my credit info if I don't want you to have it. "No" means "no", and I never will authorize sharing of that information.

                        Reminds me of when my resume and personal info got yanked from the people who hacked Monster. I'm still getting crap from that. Good thing I've moved like... four times since then, and had about as many different phone numbers.
                        It was a joke. Sorry I didn't qualify it with an emoticon.
                        sigpic

                        Comment


                        • #13
                          Re: Your credit info was leaked...

                          Every adult has credit info. It's your grown-up scorecard. Your credit score is a measure of how well or poorly you have fulfilled your obligations. It's not surprising that many don't want to see it or know about it, but that really doesn't matter. To paraphrase Trotsky, you may not be interested in your credit score, but your credit score is interested in you.

                          Like most scary things, the best thing to do is face up to the situation and deal with it NOW.

                          Comment


                          • #14
                            Re: Your credit info was leaked...

                            Originally posted by leejo View Post
                            Every adult has credit info. It's your grown-up scorecard. Your credit score is a measure of how well or poorly you have fulfilled your obligations. It's not surprising that many don't want to see it or know about it, but that really doesn't matter. To paraphrase Trotsky, you may not be interested in your credit score, but your credit score is interested in you.

                            Like most scary things, the best thing to do is face up to the situation and deal with it NOW.
                            I just use someone else's credit info instead of my own. Problem solved!
                            A policy of freedom for the individual is the only truly progressive policy. -F.A. Hayek

                            "$250,000 a year won't get me to Central Park West."

                            Comment

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