I know I get bad as a driver when I have a passenger, as the distraction level goes way up. My elderly mom doesn't drive anymore so I have to take her everywhere, and the distraction level is pretty severe. I suggest we ban multi-passenger vehicles. Particularly those used by soccer moms to drive highly distracting kids to their school and recreational events.
HLDI researchers compared the District of Columbia's collision claim frequency trend not only with statewide trends in Virginia and Maryland but also with the trend in the nearby city of Baltimore. Again, the finding is no difference in the pattern of collision claims. Nor were any differences apparent when the researchers applied a time-based regression model to claims data for each of the study and comparison jurisdictions.